How to trace forgotten family investments in under a minute?

The Essentials

• The Ministry of Finance has introduced a unified online search platform called the Common Landing Portal.
• The system aggregates data across five distinct financial categories including bank deposits and mutual funds.
• Citizens can now trace forgotten family wealth without having to contact individual banks or insurers separately.

The Pulse

The Ministry of Finance has activated a single web portal where citizens can search for unclaimed financial assets. The platform, accessible right now, acts as a central registry for forgotten money sitting in dormant bank accounts, unclaimed insurance payouts, lost shares, dividends, and mutual funds.

For years, finding a deceased relative’s assets or tracking down an old salary account meant writing to individual banks or navigating multiple distinct regulatory websites. The Department of Financial Services built this new tool to permanently remove that administrative friction. If you want to know whether you or your parents have money stranded in the financial sector, you just enter the details into this single search bar.

This initiative falls under the government’s ‘Your Money, Your Right’ awareness programme. By mandating financial institutions to connect to one central hub, the process of recovering stranded capital becomes significantly more straightforward for the average citizen who does not have a dedicated wealth manager to do the heavy lifting.

The Snapshot

The Big Picture

The aggregation of financial data into public utilities is becoming a core focus for Indian regulators. While the Reserve Bank of India previously introduced the UDGAM portal strictly for bank deposits, this new platform widens the net considerably by bringing insurance and mutual fund domains into the same interface. It shifts the burden of tracing stranded wealth away from the citizen and places the responsibility on banks and asset management companies to feed their dormant account data into a central government registry.

The India Prospective

This changes the reality of settling an estate in India. Anyone who has tried to track down a deceased parent’s physical share certificates or old life insurance policies knows it usually takes months of visits to local branch offices. Because this portal aggregates data from across the entire Indian financial sector, you can bypass the traditional bureaucratic hurdles and locate scattered family wealth using just a phone and an internet connection.

The Inside Intel

The new search platform was not just an internal government technology project but was developed in direct collaboration with the PSB Alliance. The system officially went active during a dedicated review meeting of Public Sector Banks led by Shri M. Nagaraju, Secretary of the Department of Financial Services, on 29 May 2026. The government considers this exact data aggregation initiative as a foundational requirement contributing to the broader national vision of Viksit Bharat 2047.

The UDHQ. Take

Unbox Daily HQ. considers this an essential bookmark for anyone managing family finances. You should take five minutes this weekend to run your parents’ names through the database. While the portal simply points you in the right direction, the value of the time saved by not standing in line at multiple bank branches is massive. The interface finally solves a deeply frustrating administrative problem that almost every Indian family eventually faces when organising inheritances or old investments.

Best for: Adult children managing elderly parents’ finances who need a fast way to audit forgotten accounts

Who Is This For: Perfect for 30 to 55-year-old working professionals in India managing multi-generational wealth who want to ensure no family funds are left stranded in dormant banking systems

The Checkout

Common Landing Portal – Home Site

The Source

Department of Financial Services | PIB.GOV.